AI version · since November 1, 2026

Counting Money Meme, Designed: Frame the Flip, Pick the Suit

Upload a selfie, set yourself holding a banded stack as the first frame and the fan of bills under your chin as the last, then animate the flip in between.

Last checked 2026-11-09

AI Forge Studio

Upload a selfie, set yourself holding a banded stack as the first frame and the fan of bills under your chin as the last, then animate the flip in between.
  1. 1First frame · 3
  2. 2Last frame · 3
  3. 3Animate 10 s · 280
Your selfie · chest up, face to the lens

9:16 vertical · first frame, then last frame, then the clip between them

Next: last frame 3 credits, then animate 10 s · 280 credits.

Joining the trend is free; making it on Lovart ME uses credits from packs starting at $9.90 for 250 credits. Each button shows its exact cost before you generate.

Sample input photoSample result for Stack in HandSAMPLE · INPUT → RESULT

Sample inputs and result from this page. Your result will appear here.

Start with an idea
01 / Samples

Counting money meme frame samples

A man in a navy suit going from a stack held at his chest to a wide fan of prop bills, and a French bulldog boss in a leather chair, remixed from 10-second aiaigenerator.ai originals with the start and end shown.

The counting money meme is a long-running reaction: a boss or a rich man flipping through a stack of cash, posted when someone gets paid, wins a bet or acts rich. The AI version puts you in it from one photo: a dark suit, a desk piled with banded bundles, a flip through the stack and a fan of bills at the end. Everyone below is an original generated adult or an original AI pet, and every bill is a prop with no numbers or bank marks. Both clips are Lovart ME edits of Seedance 2.0 Fast originals made on aiaigenerator.ai on November 9, 2026 from one first frame each, with an original hip-hop instrumental; the two suits are GPT Image 2.5 Flare stills made for this page. None came from the workbench above.

Navy suit, stack to fan
Original AI selfie of a man with a short beard
Photo
Navy suit, stack to fan designed still used as the first frame
Still
Navy suit, stack to fan early frame of the clip
Start
Navy suit, stack to fan late frame of the clip
End

Navy suit, stack to fan

Remixed from an aiaigenerator.ai clip · Seedance 2.0 Fast
Photo
A GPT Image 2.5 Flare selfie of an original man in his 40s with short salt-and-pepper hair and a trimmed beard in a grey sweater
First frame
GPT Image 2.5 Flare image to image, 9:16: him in a navy suit behind a desk piled with banded prop bundles, a stack at his chest
Master
Seedance 2.0 Fast · 720p · 9:16 · 10 s from one still as the first frame, made on aiaigenerator.ai on November 9, 2026
This cut
8.8 s re-cut for Lovart ME: reframed, steel-frost grade, not mirrored; zero credits
What happens
He holds the banded stack at chest height, glances down at it, then back at the lens with raised eyebrows and a smirk; the thumb riffle is barely there. At about 7 s he splits the stack, and by 8 s the bills open into a wide fan held at chest height to one side, his face fully in view
Use these frames →
The bulldog in the leather chair
Original AI photo of a brindle French bulldog
Photo
The bulldog in the leather chair designed still used as the first frame
Still
The bulldog in the leather chair early frame of the clip
Start
The bulldog in the leather chair late frame of the clip
End

The bulldog in the leather chair

Remixed from an aiaigenerator.ai clip · Seedance 2.0 Fast
Photo
A GPT Image 2.5 Flare photo of an original brindle French bulldog
First frame
GPT Image 2.5 Flare image to image, 9:16: the bulldog in a small black suit and tie in a leather office chair, a stack in its front paws
Master
Seedance 2.0 Fast · 720p · 9:16 · 10 s from one still as the first frame, made on aiaigenerator.ai on November 9, 2026
This cut
8.7 s re-cut for Lovart ME: reframed, steel-frost grade, not mirrored; zero credits
What happens
It holds the stack with a serious face and works the bills with its paws; around 4.5 s one fan opens, and from about 5.5 s it holds a fan in each front paw beside its face, the tongue tip out at the end
Use these frames →
Grey Three-Piece · Still only: designed 9:16 still Grey Three-Piece · Still only
The same original selfie
Photo
Grey Three-Piece · Still only still
Still

Grey Three-Piece · Still only

New GPT Image 2.5 still · no video
Input
The same selfie as Navy suit, stack to fan
Still
GPT Image 2.5 Flare image to image, made November 9, 2026 for this page: a light grey three-piece suit with a pink tie, the stack at his chest; the suit was described in the prompt, no suit picture was added
Output
A first frame only; it was not animated
Use these frames →
Burgundy Gold · Still only: designed 9:16 still Burgundy Gold · Still only
The same original selfie
Photo
Burgundy Gold · Still only still
Still

Burgundy Gold · Still only

New GPT Image 2.5 still · no video
Input
The same selfie
Still
GPT Image 2.5 Flare image to image, made November 9, 2026 for this page: a burgundy velvet jacket with gold trim over a black shirt
Output
A first frame only; it was not animated
Use these frames →
02 / First and last frame

Set the first and last frame for the counting money meme

First frame: you behind the desk holding a thick banded stack at chest height, eyes on the lens; last frame: the bills spread into a fan just under your chin, eyes and eyebrows still in view.

First frame: the man in a navy suit holding a banded stack at his chest behind a desk of bundles

First frame: the stack

Waist up, behind a desk piled with bundles, a thick banded stack at chest height, a smug look at the lens. Set the first frame builds this from your selfie; any clothes work, since the suit comes from the scene.

The end of the sample clip: the bills open into a fan at chest height beside him

Last frame: the fan

This is where the sample ended without a last frame: the fan beside him at chest height. Set the last frame puts it just under your chin with your eyes above it, and the clip has to land there.

Keep the face clear

Use a sharp photo from the chest or waist up, face to the camera, in good light; no sunglasses or hat over the face. Animate sends both frames to Image to Video at 9:16. Seedance 2.5 and Seedance 2.0 Mini land the clip on your last frame; other video models start from the first frame only. A pet photo works with Leather Chair Pet: the pet holds the bills in its front paws.

Set the first frame →
03 / The suit

Counting money meme in a different suit

Put your selfie and one suit reference in a single image request; the still dresses you in a grey three-piece with a pink tie, a burgundy suit with gold trim or a black tuxedo.

Grey Three-Piece: the same man holding a stack of prop bills

Grey Three-Piece

A light grey three-piece with a waistcoat and a pink tie. It reads as old money and keeps the bills the brightest thing in the frame.

Use this suit →
Burgundy Gold: the same man holding a stack of prop bills

Burgundy Gold

A burgundy velvet jacket with thin gold trim over a black shirt, no tie. Louder, and it suits a bigger grin.

Use this suit →

Black Tux

A black tuxedo with a bow tie. Add a tux picture in the suit slot; we did not make a sample of this one.

Use this suit →

The suit picture goes in the second slot of Stack in Hand. It is only a suit: the first frame copies the cut and colour, never the face or body in it. This runs on Image to Image, which takes up to 16 reference pictures in one request. Peer pages offer suit styles like these as fixed templates; here you can bring any suit.

Pick my suit →
04 / The beats

Counting money meme beats between the frames

Between the two frames write three beats: a smug glance at the lens, thumbs riffling the stack note by note, and the stack opening into a fan.

The prompt for the Stack in Hand scene

Video

Use image 1 as the first frame and image 2 as the last frame; the clip must end exactly on image 2. One fixed vertical shot, one continuous take. 0-1 s: a calm, smug look into the lens, the stack at chest height. 1-6 s: they flip through the stack fast with both thumbs, eyes going from the cash to the camera and back, eyebrows raised. 6-8 s: they spread the stack into a wide fan. 8-10 s: they wave the fan slowly toward the camera; the face stays in view above the fan. Fictional prop bills only: pale mint-green and cream paper with an abstract wave pattern, no portraits, no numbers, no writing, no bank names. Original smooth hip-hop instrumental, no lyrics. No text, no logos.

Use this prompt →

Peer pages time the trend clip as: the stack at chest height and a smug look (0–1 s), a fast flip with both thumbs (1–6 s), the stack spread into a wide fan (6–8 s), the fan waved slowly at the camera (8–10 s). The frames below are from Navy suit, stack to fan, which kept the glance and the fan but not much of the riffle.

The glance: frame at 0.5 s of Navy suit, stack to fan
0.5 s

The glance

The stack held at chest height, eyes on the lens. A calm, smug face is the whole joke.

The riffle: frame at 3.0 s of Navy suit, stack to fan
3.0 s

The riffle

He looks down at the stack and back up with raised eyebrows. The fast thumb riffle the prompt asked for barely shows here; name both thumbs if you want it.

The fan opens: frame at 8.0 s of Navy suit, stack to fan
8.0 s

The fan opens

The stack splits at about 7 s and opens into a wide fan. It ends at chest height beside him, not under the chin; your last frame decides where it lands.

Animate my frames →
05 / Title cards

Counting money meme title cards

Open the still in PhotoCraft, type your name and a joke title like CEO of Payday, and export it as the cover of the post.

Title card: MARCO and CEO of Payday below the man in the grey three-piece suit

The name

Your name in spaced capitals, low in the frame under the stack so the face stays clear. Still only · GPT Image 2.5 Flare still, type set on top.

Title card: BRUNO and Head of the Snack Budget below the bulldog boss

The joke title

One short title in a band: CEO of Payday, Head of the Snack Budget, Chief Bill Counter. Keep it a joke about the job, not about real money. Still only.

Download a frame from the workbench, then Open in PhotoCraft and type the card. PhotoCraft is a free editor in the browser; editing costs no credits.

Open PhotoCraft →

On November 1, 2026 a Mexican TikTok account posted a CapCut template captioned “¡Cuenta billetes como un gran jefe!”; by November 7 it had 946,600 views, with comments joking that the money is fake. An English copy went up on November 4. Spanish posts call it contando billetes, per peer pages.

Questions

Counting money meme questions

Why set a last frame for the fan?

The fan of bills passes right in front of the face. A last frame with your eyes and eyebrows above the fan keeps your face whole at the end, instead of leaving it to chance.

Can I change the suit?

Yes. Add a suit picture next to your selfie in the second slot; the first frame dresses you in that suit, and the clip animates it. Without one you get the navy suit.

Are those real dollars?

No. They are prop bundles: pale mint and cream paper with an abstract wave pattern, no portraits, no serial numbers and no bank marks.

Is this meme new?

The counting money GIF is years old. The November 2026 trend is the AI version with your own face, started by a CapCut template on November 1.

What goes on the title card?

Your name and one joke title, like “CEO of Payday”, below the stack or above your head. Keep the face clear.

More

More after your counting money meme clip

See all video effects.

Sources: MakeViral counting money meme, Kavel counting money meme (checked 2026-11-09).

Lovart ME is an independent site and is not affiliated with TikTok, CapCut, MakeViral or Kavel. The samples show original generated people and pets with prop money; nothing here is about earnings or investing.